fmip insurance review

fmip insurance

 

insurance in the federal medical  insurance pool also known as f nip  because of federal budget limitations  Oregon will no longer administer the F  MIT program the f MEP coverage that you  currently have will end on june  thirtieth 2013 fortunately you will be  able to continue your health coverage  after june thirtieth 2013 and you'll be  able to continue your coverage with the  federal pre-existing condition insurance  plan known as P sip you will need to do  a couple of things to start your new  piece of health insurance before july  first 2013 you should have received  information in the mail about these  changes and the steps you will need to  take to continue your coverage but i  would like to explain those now so what  will you need to do to activate your  piece of coverage well first you'll  receive another letter from the National  Finance Center around June eleventh this  letter will explain how to start your  new coverage on july first 2013 and how  to get your pset identification card you  must pay your first month's premium by  the deadline stated in this june letter  from the National Finance Center if you  choose to do this then you will be a  member of federal piece hip your piece  of health plan coverage will cover you  from July first to December 31st of 2013  in January of 2014 you will have new  health plan options I will talk more  about those in a few minutes now this  June letter will also contain  information about the federal p sip plan  including how much it costs and how to  start your coverage the good news is you  will not have to complete a new  application to qualify  for the federal piece of health  insurance program now here are some  basic information about your new plan  your new piece of coverage is with the  government employee health association  the plan has a one-thousand-dollar  deductible that you will have to meet  there's a 30-percent co-insurance a two  hundred fifty dollar prescription  deductible and the three thousand $125  max out of pocket after you've paid this  amount out of your pocket then the plan  will start paying claims at one hundred  percent i encourage you to visit the pea  soup website to get more details about  your benefits at ww-p sip gov if you  currently  receive ongoing treatment you will get  information in the mail about  transitioning your care it is very  important that you follow the directions  in the letter about how to get a  pre-authorization for your current  treatments this includes scheduled  treatment or potential treatment and  that would be for the following items  that you will see on the slides here  hospitalization durable medical  equipment or supplies transplant skilled  nursing facility admission long-term  acute care or rehabilitation facility  admission spinal fusion surgery or  cancer treatment plans anticipated to  occur on or after july first 2013 if you  have additional questions about this  transition or you just want to learn  more about the piece of coverage and  it's available resources please go to  peace if gov or call one eight six six  seven one seven five eight to six  beginning January first of 2014 you will  have access to more health insurance  options that's when many parts of the  federal health care law known as the  Affordable Care Act or the ACA go into  effect Oregon's new health insurance  exchange called cover Oregon will be  open for business under the new federal  law no one can be denied coverage or  charged more for pre-existing conditions  cover Oregon will allow individuals to  compare health plans side-by-side to  help you find the right plan that fits  your budget and your healthcare needs  for both you and your family middle and  low-income families may receive tax  credits known as subsidies to help pay  for coverage and some people may qualify  for financial assistance to cover  out-of-pocket expenses federal health  reforms also make it possible to open  the Oregon Health Plan also known as the  OHP to cover more low-income oregonians  in 2014 more information about this will  be available soon I also want to  encourage you to visit cover Oregon com  to learn more about health care options  beginning in 2014 there you can find  more information about tax credits and  cost-sharing that will be made available  through cover Oregon also try out the  calculator on cover Oregon's website it  will give you an idea about how much you  may qualify for starting in January of  2014 let's recap what we have covered in  today's video cast your f mitt coverage  will end on june thirtieth 2013 you will  receive a letter in june from the  National Finance Center explaining your  benefits and rates and this letter will  also include information on how to  activate your new piece if coverage you  will need to send in your July premium  to start your coverage  your piece of health plan coverage is  from July first to December 31st of 2013  in 2014 you will be able to purchase  health insurance the same as any other  Oregonian without restrictions due to  any pre-existing health condition and  again I encourage you to please visit  cover Oregon com to see what health  insurance options you may qualify for  beginning January first of 2014 lastly  if you have questions about your  benefits and cost-sharing ongoing  treatment providers payments or general  questions about your plan or the jun 11  2013 mailing from P sip then please go  to their website at peace if gov or call  them at one eight six six seven one  seven five eight to six to get your  answers also if your bank is setup to  automatically withdraw your monthly f  met premium please contact your bank to  stop the withdrawal if you have any  other questions please send them to oph  p dot mail at state dot r dot us thank  you for visiting our website today we  hope that this information we provided  has been useful for you and we hope that  you have a great day