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what is twisting in insurance


what is twisting in insurance



hi this is Tom Doldon I'm a nationally  recognized insurance expert and today  we're gonna answer the question of what  is twisting in insurance the first thing  I'm going to tell you is that twisting  is illegal twist enos is is sort of like  a bait and switch tactic and it's used  mostly in life insurance it's where one  life insurance agent in an effort to  induce you to bring your life insurance  over to them will try to get you to  cancel another policy and move your new  policy over to them using  misrepresentations and lies  so twisting is is somebody who is  unethical trying to get you to move your  life insurance to another one that  appears to be very similar yet they've  used misrepresentations and fraud in  order to get you to do that twisting is  illegal in I I would say every situation  of changing life insurance it is a  requirement the state every state  requires that you fill out some sort of  information and acknowledge what the  pros and the cons the advantages and the  disadvantages are for you making that  switch you can no longer just make a  switch of one insurance to another  without filling something out that the  agent has given to you don't fall for  twisting make sure that you are doing  everything in your power to make sure  that if you're canceling one policy to  go someplace else  that you are completely aware of the  advantages and the disadvantages and  know that the benefits and the words  that were used by that other life  insurance agent are in fact true this  has been Dan Whedon today we've talked  about what twisting in insurance is  we'll see you next time  you

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